:root{
  --brand:#0b3b8a;
  --brand-2:#0a2f6b;
  --ink:#0b1220;
  --muted:#475569;
  --muted-2:#64748b;
  --bg:#f6f7fb;
  --surface:#ffffff;
  --surface-2:#f9fafc;
  --border:rgba(15, 23, 42, 0.10);
  --shadow:0 10px 30px rgba(2, 6, 23, 0.08);
  --shadow-sm:0 6px 18px rgba(2, 6, 23, 0.08);
  --radius:16px;
  --radius-lg:22px;
  --max:1180px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family: ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, "Apple Color Emoji","Segoe UI Emoji";
  color:var(--ink);
  background:var(--bg);
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}

img{max-width:100%;height:auto}

a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}

.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}

.skip{
  position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden;
}
.skip:focus{
  left:18px;top:18px;width:auto;height:auto;z-index:9999;
  background:var(--surface);
  border:1px solid var(--border);
  border-radius:999px;
  padding:10px 12px;
  box-shadow:var(--shadow);
}

/* Header */
.siteHeader{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,0.82);
  backdrop-filter:saturate(180%) blur(14px);
  border-bottom:1px solid rgba(15, 23, 42, 0.08);
}
.headerRow{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
  padding:14px 0;
}

.brand{
  display:flex;
  align-items:center;
  min-width:220px;
}
.brand img{height:80px;width:auto;display:block}

.nav{
  display:flex;
  align-items:center;
  gap:14px;
  justify-content:flex-end;
}
.nav a{
  color:rgba(2, 6, 23, 0.72);
  font-size:0.95rem;
  padding:10px 10px;
  border-radius:12px;
}
.nav a:hover{
  text-decoration:none;
  background:rgba(15, 23, 42, 0.05);
  color:rgba(2, 6, 23, 0.88);
}

.navToggle{position:absolute;left:-9999px}
.navButton{
  display:none;
  width:44px;height:44px;
  border:1px solid rgba(15,23,42,0.12);
  border-radius:14px;
  align-items:center;
  justify-content:center;
  background:rgba(255,255,255,0.9);
  box-shadow:var(--shadow-sm);
}
.navButton span{
  display:block;
  width:18px;
  height:2px;
  background:rgba(2,6,23,0.72);
  border-radius:999px;
}
.navButton span + span{margin-top:4px}

/* Buttons */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  border-radius:14px;
  padding:12px 16px;
  border:1px solid rgba(15, 23, 42, 0.14);
  background:var(--surface);
  color:var(--ink);
  font-weight:650;
  font-size:0.98rem;
  box-shadow:0 1px 0 rgba(2,6,23,0.02);
}
.btn:hover{filter:brightness(1.01);text-decoration:none}
.btn:focus-visible,
.nav a:focus-visible,
.navButton:focus-visible{
  outline:3px solid rgba(11, 59, 138, 0.25);
  outline-offset:3px;
}
.btnPrimary{
  border-color:rgba(11, 59, 138, 0.26);
  background:linear-gradient(180deg, rgba(11, 59, 138, 0.92), rgba(10, 47, 107, 0.92));
  color:white!IMPORTANT;
  box-shadow:0 10px 18px rgba(11, 59, 138, 0.18);
}
.btnPrimary:hover{filter:brightness(1.03);color:black!IMPORTANT;}
.btnSm{padding:10px 14px;font-size:0.92rem;border-radius:12px}

/* Hero */
.hero{padding:56px 0 10px}
.heroGrid{
  display:grid;
  grid-template-columns:1.1fr 0.9fr;
  gap:18px;
  align-items:stretch;
}
.heroCard,
.sideCard{
  border:1px solid rgba(15, 23, 42, 0.10);
  background:linear-gradient(180deg, rgba(255,255,255,0.86), rgba(255,255,255,0.98));
  border-radius:var(--radius-lg);
  box-shadow:var(--shadow);
}
.heroCard{
  padding:34px;
  position:relative;
  overflow:hidden;
}
.heroCard:before{
  content:"";
  position:absolute;
  inset:0;
  background:
    radial-gradient(900px 420px at 16% 10%, rgba(11, 59, 138, 0.10), transparent 60%),
    radial-gradient(900px 420px at 86% 20%, rgba(11, 59, 138, 0.08), transparent 60%);
  pointer-events:none;
}
.heroCard > *{position:relative}

.kicker{
  display:inline-flex;align-items:center;gap:10px;
  color:rgba(2, 6, 23, 0.62);
  font-size:0.82rem;
  letter-spacing:0.08em;
  text-transform:uppercase;
}
.dot{
  width:9px;height:9px;border-radius:999px;
  background:var(--brand);
  box-shadow:0 0 0 4px rgba(11, 59, 138, 0.12);
}

h1{
  margin:14px 0 10px;
  font-size:clamp(2.05rem, 3.4vw, 3.1rem);
  line-height:1.06;
  letter-spacing:-0.02em;
}
.lead{
  margin:0 0 18px;
  font-size:1.05rem;
  color:rgba(2, 6, 23, 0.70);
  max-width:75ch;
}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}

.trustBar{
  margin-top:22px;
  display:flex;
  flex-wrap:wrap;
  gap:10px;
}
.trustItem{
  border:1px solid rgba(15, 23, 42, 0.10);
  background:rgba(255,255,255,0.72);
  border-radius:999px;
  padding:9px 12px;
  font-size:0.9rem;
  color:rgba(2,6,23,0.68);
}

.sideCard{padding:22px}
.sideTitle{display:flex;align-items:center;justify-content:space-between;gap:12px}
.sideTitle b{font-size:1.02rem}

.stats{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:16px}
.stat{
  border:1px solid rgba(15, 23, 42, 0.10);
  border-radius:16px;
  background:rgba(255,255,255,0.92);
  padding:12px;
}
.stat b{display:block;font-size:0.98rem}
.stat span{display:block;font-size:0.84rem;color:rgba(2,6,23,0.62);margin-top:4px}

.pills{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.pill{
  padding:8px 10px;
  border-radius:999px;
  border:1px solid rgba(11, 59, 138, 0.18);
  background:rgba(11, 59, 138, 0.07);
  color:rgba(2,6,23,0.78);
  font-size:0.86rem;
}

/* Sections */
section{padding:60px 0}
.sectionAlt{
  background:var(--surface-2);
  border-top:1px solid rgba(15,23,42,0.06);
  border-bottom:1px solid rgba(15,23,42,0.06);
}
.sectionTight{padding:22px 0 10px}

.sectionHead{
  display:flex;
  align-items:flex-end;
  justify-content:space-between;
  gap:18px;
  margin-bottom:18px;
}
.sectionHead h2{
  margin:0;
  font-size:1.55rem;
  letter-spacing:-0.01em;
  color:rgba(2,6,23,0.92);
}
.sectionHead p{
  margin:0;
  color:rgba(2,6,23,0.62);
  font-size:0.98rem;
}

.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:14px}

.card,
.panel{
  border:1px solid rgba(15, 23, 42, 0.10);
  background:var(--surface);
  border-radius:var(--radius-lg);
  padding:20px;
  box-shadow:var(--shadow-sm);
}
.card h3,
.panel h3{margin:0 0 8px;font-size:1.05rem;color:rgba(2,6,23,0.92)}
.card p,
.panel p{margin:0;color:rgba(2,6,23,0.68);font-size:0.96rem}

.list{
  margin:12px 0 0;
  padding-left:18px;
  color:rgba(2,6,23,0.70);
  font-size:0.96rem;
}
.list li{margin:6px 0}

.callout{
  margin-top:16px;
  border:1px solid rgba(11, 59, 138, 0.16);
  background:linear-gradient(180deg, rgba(11, 59, 138, 0.06), rgba(255,255,255,0.80));
  border-radius:var(--radius-lg);
  padding:20px;
}

/* Logos */
.logoRow{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  justify-content:space-between;
}
.logo{
  flex:1 1 180px;
  display:flex;
  align-items:center;
  justify-content:center;
  border:1px dashed rgba(15,23,42,0.16);
  background:rgba(255,255,255,0.70);
  border-radius:16px;
  height:54px;
  color:rgba(2,6,23,0.55);
  font-weight:650;
  letter-spacing:0.02em;
  text-transform:uppercase;
  font-size:0.78rem;
}
.fineCentered{margin:12px 0 0;color:rgba(2,6,23,0.58);font-size:0.9rem;text-align:center}

/* Footer */
.footer{
  margin-top:30px;
  padding:44px 0 34px;
  border-top:1px solid rgba(15,23,42,0.10);
  background:rgba(255,255,255,0.72);
}
.footerTop{
  display:grid;
  grid-template-columns:2fr 1fr 1fr 1fr;
  gap:18px;
}
.footerTitle{font-weight:750;color:rgba(2,6,23,0.90);margin-bottom:10px}
.footerLinks{display:flex;flex-direction:column;gap:10px;align-items:flex-start}
.footerLinks a{color:rgba(2,6,23,0.72)}
.footerLinks a:hover{color:var(--brand);text-decoration:none}

.footerBottom{
  display:flex;
  gap:16px;
  justify-content:space-between;
  align-items:flex-end;
  border-top:1px solid rgba(15,23,42,0.08);
  margin-top:26px;
  padding-top:18px;
  flex-wrap:wrap;
}

.fineprint{margin:10px 0 0;color:rgba(2,6,23,0.58);font-size:0.92rem}

/* Responsive */
@media (max-width:1020px){
  .brand img{height:52px}
  .footerTop{grid-template-columns:1fr 1fr}
}

@media (max-width:980px){
  .heroGrid{grid-template-columns:1fr}
  .grid3{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}
  .sectionHead{flex-direction:column;align-items:flex-start}
  .logoRow{justify-content:flex-start}

  .navButton{display:inline-flex}
  .nav{
    position:fixed;
    left:14px;right:14px;
    top:72px;
    background:rgba(255,255,255,0.96);
    border:1px solid rgba(15,23,42,0.12);
    border-radius:18px;
    box-shadow:var(--shadow);
    padding:10px;
    display:none;
    flex-direction:column;
    align-items:stretch;
    gap:2px;
  }
  .nav a{padding:12px 12px}
  .nav .btn{width:100%;margin-top:6px}

  .navToggle:checked ~ .nav{display:flex}
}

@media (max-width:520px){
  .hero{padding-top:44px}
  .heroCard{padding:24px}
  .sideCard{padding:18px}
  .stats{grid-template-columns:1fr}
  section{padding:52px 0}
}